Traditional Loans

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Conventional Loans

Conventional loans, also known as Conforming Loans, are a type of mortgage loan that meets the funding requirements for purchase from Fannie Mae and Freddie Mac, which are federal government entities that buy loans from mortgage lenders. Qualifications include, but are not limited to a 5% minimum down payment, and a minimum credit score of 620.  These loans offer either fixed or adjustable monthly payment options.

The maximum loan amount for these mortgages is set by Fannie Mae and Freddie Mac.

Jumbo Loans

A jumbo is a loan where the amount borrowed is greater than the loan limits set by the institutions of Fannie Mae (FNMA) and Freddie Mac (FHLMC)

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