Ron Cahalan
NMLS#224041
949-332-9191

As a Certified Mortgage Planning Specialist (CMPS), Ron’s career spans over 35 years with the experience of over $1Billion in lending. He and his team of professionals' desire is focused on just one thing - to earn your confidence and trust, becoming your personal mortgage and debt management strategist for years to come! The typical lender will simply quote you a rate and only sees a loan as a single "sale" to convince you to close. Cahalan & Associates doesn’t think this way. We view the opportunity as the beginning of a twenty and thirty-year relationship, during which our responsibility is to make your mortgage work FOR you instead of you working for it… ultimately alleviating your debt and giving you financial peace of mind.

Your mortgage is much more complex and as a financial planning tool, we will help you architect a strategy around the absolute best loan program perfect for your family’s financial hopes and dreams and then manage your mortgage and debts to minimize your risks, eliminate debt and maximize your cash flow and equity objectives. With a proprietary Total Cost Analysis platform, we will illustrate for you how to achieve the highest net-worth in five years, seven years and even decades longer. We care about your financial success both short and long term!

Our greatest joy is in helping families and our partners obtain the American Dream of home-ownership and building wealth through responsible lending, financial planning and real estate. Our team helps you navigate and make simple, the otherwise confusing, often-times frightening and frustrating mortgage lending process with clear communication and clarity.

Unlike any cold-impersonal online lender, we create each loan personal and unique to YOU! The process is then enhanced by the latest state-of-the-art digital technologies available. Our promise is to advise and coach each family and referral partner with honest constant communication and for each and every loan, shop the country for the most competitive loan programs and rates available. Our success is measured by the life-long relationships we nurture and develop with families that know, like and trust us and in so, become raving fans who cheerfully refer us to their clients, friends, and families to offer the same unmatched levels of personal attention and five-star service.

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